{"id":13,"date":"2026-10-19T09:00:00","date_gmt":"2026-10-19T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/kayfinancialgroup-com\/2026\/10\/19\/original-medicare-leaves-health-costs-uncovered\/"},"modified":"2026-10-19T09:00:00","modified_gmt":"2026-10-19T09:00:00","slug":"original-medicare-leaves-health-costs-uncovered","status":"publish","type":"post","link":"https:\/\/www.kayfinancialgroup.com\/blog\/2026\/10\/19\/original-medicare-leaves-health-costs-uncovered\/","title":{"rendered":"Original Medicare Leaves Health Costs Uncovered"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/greg-kay\/medicare-pay-2027-remotion-videos-88ce\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Federal senior health coverage will still leave many common aging expenses outside standard benefits in 2027, making separate budgeting essential before retirement.<br \/>\nLong-term custodial care will remain a major gap: limited skilled nursing or some home services may qualify, but home, assisted living, and nursing care won&#039;t.<br \/>\nRoutine dental, vision, glasses, contacts, and hearing aids will typically stay uncovered; exceptions apply to certain medical needs, leaving many retirees to seek separate insurance.<br \/>\nCare abroad, elective cosmetic work, over-the-counter items, routine foot care, and convenience costs during treatment will also fall outside coverage, aside from narrow medical exceptions.<br \/>\nBefore retirement, compare alternate plan or supplemental benefits carefully, and budget separately for likely gaps, including long-term care, dental, vision, hearing, and incidental expenses.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Federal senior health coverage will still leave many common aging expenses outside standard benefits in 2027, making separate budgeting essential before retirement. Long-term custodial care will remain a major gap: limited skilled nursing or some home services may qualify, but home, assisted living, and nursing care won&#039;t. Routine dental, vision, glasses, contacts, and hearing aids [&hellip;]<\/p>\n","protected":false},"author":612,"featured_media":14,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-13","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/users\/612"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":0,"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/media\/14"}],"wp:attachment":[{"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kayfinancialgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}